2 syllables: cre, dit. Stress on cre.
KRED-uht
/ˈkɹɛdət/
credit is pronounced KRED-uht (/ˈkɹɛdət/). It has two syllables (cre-dit), with the stress on "cre". Credit is a noun or verb referring to a reputation for reliability or the ability to borrow money, often reflecting trust or acknowledgment. It also denotes acknowledgement for a contribution or a source of information. In pronunciation terms, credit is a two-syllable word with a primary stress on the first syllable: /ˈkrɛdɪt/ in General American and /ˈkrɛdɪt/ in most UK usage, with minor vowel quality variations across dialects.
Credit is a noun or verb referring to a reputation for reliability or the ability to borrow money, often reflecting trust or acknowledgment. It also denotes acknowledgement for a contribution or a source of information. In pronunciation terms, credit is a two-syllable word with a primary stress on the first syllable: /ˈkrɛdɪt/ in General American and /ˈkrɛdɪt/ in most UK usage, with minor vowel quality variations across dialects.
"She built a lot of credit with her clients by delivering on time."
"The project was completed on time, and he received credit for the team's success."
"I put the refund on your credit card—your account should reflect the credit soon."
Pronounce it as CRÉ-dit with two syllables: /ˈkrɛdɪt/. The initial /kr/ cluster starts with a light mouth opening, lips slightly rounded, and the tongue at the alveolar ridge; the vowel in the stressed first syllable is the short /ɛ/ as in 'bed'; the second syllable uses a light /ɪ/ before the final /t/. In connected speech, the /t/ can be lightly released or almost dropped in rapid phrases, but avoid omitting it entirely. See variation notes for dialect nuances.
Common errors include: (1) Mispronouncing the first vowel as /i/ (cre-dit) instead of /ɛ/. (2) Slurring the /d/ into /t/ or turning /kr/ into /kɹ/ improperly; ensure you release the /d/ clearly before the /ɪ/. (3) Dropping the final /t/ in casual speech, which reduces intelligibility. Tip: practice with a minimal pair like 'credit' vs 'creddit' (proper release) to train the tongue to stop distinctly at /t/.
In US GA, /ˈkrɛdɪt/ with rhotic /r/ and clear /t/. In many UK dialects, /ˈkredɪt/ with a non-rhotic /r/ following a vowel that’s often shortened; vowel quality more centralized and less rhotacized in some speakers. Australian English typically mirrors UK pronunciation closely: /ˈkɹedɪt/ with a tappish or alveolar /d/ and clear /t/. Differences are subtle: US /r/ coloring, UK/AU vowel centralization, and occasional Australian flapping of /d/ in rapid speech; overall, the pattern and stress remain the same.ipa references: US /ˈkrɛdɪt/, UK /ˈkredɪt/, AU /ˈkredɪt/.
The key challenges are the consonant cluster /kr/ at the start, which requires precise tongue position near the alveolar ridge, and the short schwa-like quality of the second syllable /ɪ/ that sits between a stressed /ɛ/ and final /t/. Some speakers hyper-correct to /ˈkriːdɪt/ or overemphasize the /d/, which distorts natural pronunciation. Also, rapid speech can reduce the /ɪ/ to a near-schwa and fuse /t/ with the preceding rhythm. Focus on a crisp /d/ release and accurate short /ɛ/ for the first syllable.
A distinctive feature is the clear, two-syllable split with a relatively strong first syllable and a light second syllable, never creating a long vowel or diphthong in the first syllable. The primary stress stays on the first syllable across dialects, keeping /ˈkrɛ/ prominent. The /t/ at the end remains a distinct stop in careful speech, guiding listeners to the word boundary even in connected speech. This makes the word stable for practice across dialects.
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Credit comes from Old French credit, from Latin creditum, meaning loan, trust, or belief. The Latin verb credere means to believe or entrust. In the Middle Ages, credit referred to confidence in a debtor’s ability to repay a loan, extending to the reputation that makes lending possible. By the 14th–15th centuries, “credit” began appearing in English to describe trustworthiness and acknowledgment owed to someone. The semantic shift from financial loan to general acknowledgment or reputation occurred in the Early Modern period, reinforced by phrases like “to give credit where it is due.” Today, credit retains both the financial sense and a broader sense of acknowledgement, trust, or provenance.
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Words that rhyme with "credit"
-dit sounds
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